Online Bankruptcy Filing Open 24/7
Although waiting until the last possible minute is not advisable, it won't prevent you from filing for bankruptcy. If you have been waiting to hear about a loan modification for your mortgage, and the mortgage lender never gets back to you — you may need an emergency filing for bankruptcy or if you get a notice that a Sheriff sale of your property is taking place in two days and you've run out of other options — you may need an emergency filing for bankruptcy.
Bankruptcy court holds normal business hours, but online filing is available every hour of every day — holidays included.
At Joyner Law Office, we make every effort to help our clients get the debt relief they need. We understand that bankruptcy is a last resort for many people and so they delay taking action until the last possible minute. Do not wait until 11 p.m. the night before a foreclosure home sale — if your deadline to file is coming closer contact us today.
As a bankruptcy lawyer, Veronica D. Joyner has been able to help numerous individuals in the Chicago area when foreclosure or repossession is imminent, including:
- A small business owner with a mixed use building (store below and living quarters above)
- Condominium owners
- Single family home owners
- Second home or vacation property owners
- Second vehicle or boat owner facing repossession
An Emergency Bankruptcy Filing is Possible — We Can Do It.
The danger in an emergency filing is that we will have very little time to decide what bankruptcy filing is right for you. There are two main choices:
- Chapter 7 bankruptcy — All of your eligible debts are discharged with a few exceptions. Home foreclosure and auto repossession proceedings must stop immediately upon filing.
- Chapter 13 bankruptcy — Through a repayment plan, you repay a portion of your debts to a trustee. Home foreclosure and auto repossession proceedings stop immediately upon filing.
Act Now if You Need to Save Your Home or Property
If you are feeling desperate and need to file for an emergency bankruptcy to prevent foreclosure or repossession, Joyner Law Firm can help. Our firm focuses on bankruptcy law and other debt relief methods available in Illinois. Call our toll free number, 888-675-4569, or send us an e-mail to schedule an initial free consultation with an attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
